Here they are...
This one made me think! I am not a fan of circles, I think other people's cards are much better than my own when it comes to circles. For a start off, they need to be die cut or punched for me, can't stand circles that are not perfect on my own cards. As I only own a few sizes of circles and only one size of scalloped circle this leaves me a bit limited. So, what if I was to use a large flower instead? I can fussy cut that to my heart's content. Only one set to reach for, Decorate a Daisy, seldom out of it's box I am afraid. Then, how to get the circles poking out? Well, I cheated and used Off The Grid as a background, allowing parts to peak through. As I had the stamp set out I used the banner, thank goodness for my Stamp-a-Ma-Jig which allowed me to add a Happy Birthday greeting from Happiest Birthday Wishes.
Have fun with the double challenge!